Bridge mortgage in Alicante: 12 to 24 months to sell and move
Banks lend up to 100% of your new home in Alicante and give you 12 to 24 months to sell the old one, paying interest only during the bridge period.
How to value, inspect and renovate a resale home. Grants, permits and tips for spotting issues.
Banks lend up to 100% of your new home in Alicante and give you 12 to 24 months to sell the old one, paying interest only during the bridge period.
The buyer's flat secures up to 3 years of the seller's unpaid HOA fees. The administrator's certificate is mandatory before the notary and protects you.
ITP in the Valencian Community stands at 10% until 31 May 2026 and drops to 9% on 1 June. Buyers under 35, large families and disability fall to 6% or 4%.
Cancellation at the Registry costs around €1,000 between notary, registry and processing. The zero-debt certificate is free. Here are the steps and who pays.
Debtor subrogation skips the 1.5% AJD and opening fee: on a €150,000 mortgage in Alicante you can save up to €4,000 the day you sign the deed.
The 10% you put down as arras decides if your Alicante resale is yours in 60 days or gone. Three contract types, one signature that changes everything.
When an inherited flat has several owners, the deal gets tangled. ISD at 99%, partition, plusvalía and condominium dissolution: what to close before signing.
An unrenovated flat costs up to 25% less, but renovating in Alicante runs 500 to 700 euros per square metre. The real numbers, no shortcuts.
Before any deposit, a nota simple from the Property Registry costs 9.02 euros and tells you who really owns the home and what debts come with it.
A house with olive trees, silence and views inland. The price catches you, but before signing it pays to read the word soil on the registry note.
In Benalúa, Carolinas or the old town, many Alicante buildings grew without a lift. The guide to costs, subsidies and law before you buy a resale flat.
Before stepping into the notary, open the Sede Electrónica del Catastro. The file of a resale home tells stories the listing keeps quiet.
Houses with history carry their own wounds. How to read a resale home from the inside before signing on the Costa Blanca.
The lease still rules. Before the deed is signed, you need to know what the new owner inherits and which tenant rights remain ironclad.
A crack you couldn't see, damp behind the wardrobe, a slab with aluminosis. What Spanish law says and how to claim before the clock runs out.
You bought an apartment with history. Now comes the transformation. Between the responsible declaration, the ICIO and reduced VAT, here is how it moves.
Before falling for the tiles or the sea-view terrace, there is a checklist to work through carefully. This guide explains how to conduct a thorough physical and documentary inspection of a second-hand home on the Costa Blanca.
Lower price, established location, immediate availability and negotiation room. The reasons why resale remains the most popular option.